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Term Insurance Developments
important. Demographics, in my opinion, are the primary determiner of persistency and mortality. Not everybody ... a temporary need, it has to be a salesperson's primary product. Otherwise it is sold only to those people ...- Authors: Armand de Palo, Kin K Gee, William Schnaer, Ronald A Colligan
- Date: Apr 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
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Ask The Experts
credits, which are greater than the respective direct reserve, be handled? Should they simply be calculated ... calculated and posted? Should they be capped at the direct reserve? If they’re capped, should it be in the ...- Authors: Frank M Amrine, Andrew Bodine, Armand de Palo, Mark Freedman, Charles D Friedstat, James P Greaton, Meredith Ratajczak, William J Schreiner, Stephen N Steinig
- Date: Nov 2001
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Topics: Actuarial Profession>Standards of practice; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting; Financial Reporting & Accounting>Tax accounting; Public Policy
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Mutual Company Issues
extensive cash-flow testing for reserves is that its primary purpose is long-term insurance coverage, and not ... of surplus generated from such contracts. The primary problem, however, is, how do you grow statutory ...- Authors: Armand de Palo, Richard Lambert, Robert W Maull
- Date: Jan 1993
- Competency: External Forces & Industry Knowledge
- Topics: Actuarial Profession>Standards of practice; Public Policy